STRESS RELIEF TAX & FINANCIAL SERVICES, INC.
USER AGREEMENT

TERMS AND CONDITIONS OF USE

Welcome to the Stress Relief Tax & Financial Services, Inc. & Financial Services, Inc. Web Site ("Web Site"), a service of Stress Relief Tax & Financial Services, Inc. & Financial Services, Inc. By using this Web Site, you agree to be bound by the following terms and all applicable laws and regulations (including export and re-export control laws), and agree that you are responsible for compliance with any applicable local laws. If you do not agree to these Terms and Conditions of Use, please do not use the Web Site.

Limited License

You should assume that everything that you read or see on the Web Site is copyrighted or otherwise protected and owned by Stress Relief Tax & Financial Services, Inc. & Financial Services, Inc. or some third party who licensed to Stress Relief Tax & Financial Services, Inc. the right to use such material. Unless otherwise expressly noted, nothing that you read or see on the Web Site may be copied or used except as provided in these Terms and Conditions of Use or with the prior written approval of Stress Relief Tax & Financial Services, Inc.

We grant you permission to print individual pages from the Web Site, unless otherwise expressly noted, for your own personal, noncommercial use in learning about, evaluating or purchasing Stress Relief Tax& Financial Services, Inc.’s services or products. No other permission is granted to you to print, copy, reproduce, distribute, license, transfer, sale, transmit, upload, download, store, display in public, alter or modify these materials. This grant of permission is not a transfer of title, and under this permission you may not:

Restrictions on Use of Materials on the Web Site

All material on the Web Site, including all files, images, text, software, and data, are the property of Stress Relief Tax & Financial Services, Inc. These materials are licensed to you for your personal, noncommercial use. You may download, print, or view these materials on your personal computer, provided you do not delete or change any of the information, including copyright and trademark notices. You may not modify, reverse-engineer, disassemble, redistribute, republish, upload, or re‐use any of the text, graphics, or other materials on the Web Site without Stress Relief Tax & Financial Services, Inc.'s written permission.

Third Party Web Sites

Stress Relief Tax & Financial Services, Inc. may provide links and pointers to Internet sites maintained by others ("Third Party Sites"). Such links are provided for your reference only. Stress Relief Tax & Financial Services, Inc. does not control such Third Party Sites and is not responsible for the content of or any products or services offered on those sites.

Submitted Information

If you submit information to us, excluding personal and financial information related to tax preparation, credit card payments, refund anticipation loans or other bank products, but including any comments, remarks, suggestions, ideas, notes, drawings, graphics, concepts or other information, you are giving that information, and all your rights in it, to Stress Relief Tax & Financial Services, Inc. free of charge, and that information will be treated as non‐confidential and non-proprietary and may be used by Stress Relief Tax & Financial Services, Inc. for any purpose, without your consent or any compensation to you or anyone else. This is true whether you submit such information to us by e‐mail, through a form on the Web Site, on a bulletin board, or in any other manner.

Please do not submit or transmit any material that is unlawful, threatening, libelous, defamatory, obscene, pornographic, profane, or might in any other way violate any law. You are solely responsible for any material you submit to us.

Through your usage of the Web Site, you may submit and/or Stress Relief Tax & Financial Services, Inc. may gather and track your page views, how you came to visit the site, and length of time viewing pages. Stress Relief Tax & Financial Services, Inc. is free to use such information for internal studies and analyses.

Disclaimer and Limitation of Liability

ALL MATERIAL ON THIS WEB SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

STRESS RELIEF TAX & FINANCIAL SERVICES, INC. MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, OR SUITABILITY OF ANY OF THE MATERIAL ON THIS WEB SITE, OR ON ANY SITE OR SITES "LINKED" TO THIS WEB SITE. STRESS RELIEF TAX & FINANCIAL SERVICES, INC. MAKES NO WARRANTY THAT THE WEB SITE WILL BE AVAILABLE, UNINTERRUPTED, ERROR FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. STRESS RELIEF TAX & FINANCIAL SERVICES, INC. FURTHER MAKES NO WARRANTY THAT YOU WILL ACHIEVE SUCCESSFUL RESULTS FROM FOLLOWING ANY INSTRUCTIONS OR DIRECTIONS ON THE WEB SITE.

IN ANY CASE, STRESS RELIEF TAX & FINANCIAL SERVICES, INC.'S LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF EVERY KIND (WHETHER IN CONTRACT, NEGLIGENCE, TORT, OR OTHERWISE) WILL NOT BE GREATER THAN THE AMOUNT YOU PAY FOR TAX PREPARATION SERVICES OR ELECTRONIC FILING, PLUS, IN THE EVENT THAT WE MAKE AN ERROR IN TAX PREPARATION, WE AGREE TO PAY ANY INTEREST AND PENALTY ASSESSED AS A RESULT.

United States Only

All materials on this Web Site are provided solely for the purpose of promoting Stress Relief Tax& Financial Services, Inc.'s operations, services and products in the United States, its territories, possessions and protectorates. Stress Relief Tax & Financial Services, Inc. makes no representation that the materials on the Web Site are appropriate or available for use in other locations. If, despite these conditions, you use the Web Site from outside the United States, you are solely responsible for compliance with any applicable foreign or local laws.

Trademarks, Trade Names, and Service Marks

Unless otherwise indicated, all logos, names, package designs, and marks on the Web Site are trademarks or service marks owned or used under license by Stress Relief Tax & Financial Services, Inc. The use or misuse of any of these marks or other information is strictly prohibited.

Modification and Termination of This Agreement

Stress Relief Tax & Financial Services, Inc. may modify this agreement at any time without notice to you. By continuing to use this Web Site after Stress Relief Tax & Financial Services, Inc. posts any such changes, you agree to be bound by the modified terms of the agreement. If you do not agree to any change, you must immediately stop using and accessing the Web Site.

The effective date of the latest version of the agreement, as stated below, indicates the last time the agreement was materially modified. Checking the effective date below allows you to determine whether there have been material modifications since the last time you reviewed the agreement.

Effective date of this agreement: July 14, 2009.

Stress Relief Tax & Financial Services, Inc. may terminate this agreement at any time, without notice to you, if it believes, in its sole judgment, that you have breached or may breach any term or condition of this agreement, or it may terminate this agreement for its convenience.

You may terminate this agreement at any time by destroying all materials received from the Web Site and ceasing to use the Web Site.

Dispute Resolution

This agreement has been made in and shall be construed in accordance with the laws of the Missouri. By using this Web Site, you agree to the sole and exclusive venue and jurisdiction of the state courts of Springfield, Missouri and the federal court located in Springfield, Missouri, for any and all disputes arising out of or related to this agreement or the use of this Web Site.